Seniors should be well aware of their financial options when choosing an assisted living home so that they can have a relaxed and comfortable stay. However, not many older adults know that Medicare does not provide cover for all kinds of medical expenses, and assisted living costs fall in that category. This is where having supplemental insurance, known as Medigap insurance, can come in handy. Medigap insurance is offered by private insurance companies to pay for the healthcare costs that are not covered by Medicare. However, you need to have a clear understanding of what is included in Medicare before choosing a supplemental Medigap insurance plan. For instance, if you have both Medicare Part A and Part B coverage, then getting a Medigap policy will be more beneficial for you. You can use the Medigap insurance to cover copayments, deductibles, and coinsurance expenses. Note that Medicare does not cover the healthcare costs if a senior develops an illness when traveling abroad. This can also be covered by some Medigap insurance policies, but not all insurance providers include this in their supplemental insurance plans. On the other hand, Medigap insurance will not cover the monthly costs for long-term senior care just like Medicare. It does not offer any cover for the expenses for dental care, eye care, hearing aids, or non-medical home care either. How Can a Medigap Policy Help You? If you ever experience a situation that requires you to be hospitalized in a local healthcare unit, then you can […]

Moving to an assisted living home can be a tough thing to handle for your senior loved one. The emotional stress of moving away from their home and leaving their family can often lead to anxiety and cause other health problems for your loved one. That is why it is important to ensure that your parent or grandparent realizes the importance of moving to a senior living community. When they are aware of the life enrichment opportunities that assisted living offers, moving can be a lot easier for seniors. How to Help Your Senior Loved One Handle Pre-Move Anxiety As the day of the move draws near, your senior loved one may start feeling a bit nervous and agitated. This can be because your elderly parent or grandparent fears the big changes that would come along with it, such as the change in the location, the neighbors, or even the layout of the home. These changes are unavoidable, so you need to help them understand how the changes are for their good and how it will help them live happily in the assisted living home.  For some seniors, the money involved in covering the expenses for assisted living can be a stress factor and lead to anxiety problems. That is why you need to explore all the financing options to manage the assisted living costs and show your loved one how it will not be a burden on you or their retirement savings. Likewise, you should also consult with your […]

Gardening has many surprising health benefits for seniors, which is why most assisted living communities promote the activity among their residents. For instance, it keeps seniors engaged and active, while helping to reduce the likelihood of some common ailments associated with aging as well. Below are some of the most amazing benefits of gardening for seniors in assisted living care facilities. It Helps to Burn Calories Aging reduces mobility in seniors, which is why many of them spend their time sitting in one place or sleeping. This kind of inactivity can lead to higher calorie retention in the body, which can cause other complications in seniors. Gardening gives a simple way to exercise and burn calories by pulling weeds and planting seeds. It is even reported that light yard work and gardening can help to burn up to 330 calories in an hour. It Helps to Relieve Stress It is common for seniors to become anxious about a variety of things and stress over them. This could range from their family problems to worrying over their declining health condition. This can lead to restlessness and distress in seniors. Gardening can help to divert their focus and give them the responsibility to take care of their plants. This, in turn, helps to cultivate a sense of purpose and reduces stress and feelings of depression. It Promotes Heart Health Seniors are prone to a wide range of heart diseases due to the weakening of their heart muscles and other health complications. As […]